Services Offered By The Life Insurance Attorney

Most people will need the help of a life insurance lawyer when faced with different life insurance issues. Regardless of the issue at hand, most life insurance attorneys are highly qualified in handling various insurance matters. They also work tirelessly in settling interpleader lawsuit and beneficiary dispute as well as collecting wrongfully denied and delayed life insurance claims. The life insurance lawyer should be carefully selected;

This guideline outlines some of the services offered insurance lawyers


The insurance industry works in close cooperation with its clients, but there are instances where insurance companies act unfairly to its members, and this includes cases where they try to avoid paying their customers claims in time. Sometimes the delay could be for a legitimate reason, but in other situations, it could be an act to force the beneficiary to wait for the claims settlement. If your claim has been unreasonably delayed, then the best cause of action is to speak to a life insurance attorney who will try and guide you through the process.

The bad insurance faith

Sometimes the insurers might be involved in bad faith conduct and can be liable for statutory violation, fair dealing and breach of good faith. When faced with such a situation life insurance attorneys will begin by analyzing your case and guide you in seeking the right cause of action. Some of the cases that can amount to insurance bad faith include statutory violations, intentional affliction of emotional distress as well as fraud.

Beneficiary disputes

Sometimes life takes a different turn and when faced with cases such as childbirth, remarriage or divorce then there is the need to file a life insurance dispute. The beneficiary dispute might arise in cases where an ill placeholder tries to change his beneficiary at the end of the or his or her life. In some cases, the family members who were left out will try to make changes and allege that the placeholder wasn’t of sound mind. Life insurance lawyers are helpful in such a case as well as in situations where a beneficiary isn’t named.

The ERISA claims


ERISA is a federal law that takes into account the benefits employees incur from the welfare benefit plan. The employee welfare behalf plan includes any program, fund or plan that is maintained and or established by an employee organization and which provides different benefits such as disability, health or life. It’s important to know if your benefit plans are covered under ERISA because they are some that aren’t applicable. If you have a legitimate claim, then the life insurance attorneys can help you in solving your claim denials.


Tips For Hiring A Personal Injury Attorney

One hires a personal injury attorney if they plan to bring a case against someone for injuries that were caused on them. One can also hire such a lawyer to defend you as from someone bringing such a case. Whichever the reason is one needs the service of a good personal injury attorney who is knowledgeable, has the expertise and an attorney that handles personal injury cases. If you are planning to hire such an attorney, below are some tips on what to look for and do.

Hiring A Personal Injury Attorney

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One way of finding a personal injury lawyer to hire is by talking to your networks. These are your friends, relatives and work colleagues and ask for references of attorneys they may know and have hired or heard of. One can also talk to a lawyer they know, either a family lawyer and ask for referrals of a personal injury lawyer. One can also use the internet to search for attorneys who provide this service. Ensure to get to do more research on the lawyers that you have listed.


It is essential for one to look at the qualifications of the attorney. Are they trained and licensed to as personal injuries lawyers. A look at the attorney association bar websites in your state will reveal whether the lawyer is licensed and if any case has been brought against them by previous clients that indicate a disciplinary record.

Experience and reputation

One needs to find an attorney who has the relevant experience to handle their case. Though some cases may not end up in a trial, they need to get a lawyer who has had both out of court and trial experience. This will guarantee that the personal injuries attorney can handle any situation that arises. Secondly, one needs to find out about the success rate of the lawyer, what has been the out comes of the cases that they have handled. The attorney may not give detailed personal information of the facts of the case, but they can provide statistics. One also needs to find a lawyer who has a positive reputation.

Personal preference

Once personal preference will vary from one person to another and will determine the kind of attorney they hire. People want a lawyer whom they are comfortable working with and this is critical because they will be representing you. Some will want a particular personality, others a certain gender it all depends on a person.


sdjkskjsskjsjFinally, find out about the cost of the service. One should feel comfortable with the fee of the attorney. Find out whether they charge an hourly rate or a contingent fee of a certain percentage once the case is over.